"Response is request"..."We live in a Universe that's friendly"..."Everything that happens to us, we asked for it"... they are all ideas you speak about that I have no problem assimilating... However, ours is a terrible world. Millions of human beings suffer in countries ravaged by famine, disease, and poverty. It seems that almost two thirds of the world's population does not live under the rightful laws you so beautifully write and talk about. I know that most of the evil that keeps these people suffering and makes their lives the way they are is man-made. Is it then that man has overcome God and so has managed to keep these people ever apart from the kind of life they entitled to?
Wherever we see evil at work in this world - born of any form of greed, hatred, or fear -- what we are really seeing is the manifestation of some sleeping or (otherwise) in-the-dark being. The Divine gives us the materials and powers to create our lives on this earth (in scale) and what we do with these gifts is ours to decide. Try to take a smaller view of these issues in scale by considering the poverty of yourself when you cling to a negative state to help you deal with a fear or anxiety. Or maybe how you wish another some pain because they have caused pain for you?
To see these dark and unconscious (evil) things in ourselves as they find a way out to infect us, and those around us, helps us to see how -- when amplified by millions of souls, and resisted on top if that -- evil spreads itself and through whom it does its dark work. We human beings exist to be a certain kind of celestial channel, and what we channel is our choice (for the most part).